Whether holding USDT is safe often comes down not to the coin itself, but to how you store it and how you operate. Tick each item you already do, and the tool will tell you what you're doing well and what's worth adding — no scoring mysticism, just specific advice you can act on. It runs entirely on your device; your ticks are never uploaded.
The "safety level" is only a qualitative hint; what matters is the two lists. On the left are the things you already do and should keep up; on the right are the ones you haven't ticked and should add soon — each maps to a real, common trap. Don't treat it as a score to max out; work through the right-hand list one item at a time. What actually loses beginners money is rarely USDT itself depegging — it's these operational details going undone.
First, avoid high-yield schemes; second, verify the official contract and guard against phishing. The losses from these two traps are far more common — and far worse — than a stablecoin briefly depegging.
This checklist runs entirely in your browser, hand-checked as of July 2026: your ticks stay on your device — nothing is uploaded or collected. It's a compilation of common safety habits, not an exhaustive list, and not an investment or safety guarantee. Not investment advice.