USDT · USDC · FDUSD — what makes them hold, which is steadier, how to buy for less. Park your first money somewhere stable before anything else.
Referral code
BN1866
Eligible invited new users can get up to 20% of trading fees back. What lands in your account, which products count, whether your region is covered, eligibility and duration all follow the Binance sign-up page at the time and your local rules. PEGCOVE is not Binance’s official site; this page carries promotional content.
Sign up with an email, pass KYC — a few minutes.
Use a bank transfer, card or P2P to turn your currency into USDT; pick the low-fee route.
Check regional availability, eligibility and current fees on the official page.
| Stablecoin | Issuer | Reserves / transparency | Liquidity | Best for |
|---|---|---|---|---|
| USDT | Tether | Mixed reserves, largest by market cap | Highest | Trading & everyday swaps |
| USDC | Circle | Cash + short T-bills, monthly reports | High | Those who value transparency |
| FDUSD | First Digital | Hong Kong issuer, pushed by Binance | Medium | Low-fee Binance pairs |
Illustrative only. Actual reserve composition, market cap and audit status are whatever the issuers' official pages and latest reports say.
Answer a few questions about how you'll use it (trading / long-term holding / cross-border / earning) and get a steadier choice — no coin picks, just help avoiding pitfalls.
Open tool →In-depth · reserves / depeg cases / how to protect yourself · cornerstone
New · Aug 31 Can you actually redeem 1 USDT for $1? → New · Aug 31 How to read a stablecoin reserve report yourself →Stablecoins are not risk-free — a shortfall in an issuer's reserves, a change in regulation, or an extreme market can briefly break the peg, and a weak one can even go to zero. This site is educational and how-to only, not investment advice; always go by the official pages of Binance and each issuer.
Also: Binance's services and fee rebates are restricted or unavailable in some countries (for example the United States and Canada; the UK has limits; and others — rules change often). Before signing up, check whether Binance is available where you live and whether you meet the KYC requirements — go by Binance's official pages. Don't use a VPN or fake details to get around restrictions — that can get your account and funds frozen.